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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Blackpool

Red Star Wealth Management

7 The Pavilions Avroe Crescent, Blackpool FY4 2DP, UK – 01253 486346

Brilliant people, excellent advice. Would not hesitate to make recommendations.

If there is a more understanding, helpful, friendly and knowledgeable Financial Adviser out there - then I have not met them. I was looking for a Financial Adviser I could trust and have confidence in that trust - the minute I met Kristen, I knew she was the one. She is natural and does not try to bamboozle you with science, she takes the time to make sure you understand and does it with patience and great expertise. She has a wonderful friendly team and is always on hand for a chat or some quick advice and goes way beyond the call of duty to help with any little matter - if it is important to me, then it is important to her and her team and she makes you feel valued and that nothing is too much trouble. I cannot recommend highly enough the services of Red Star Wealth - they are real people people, but don't just take my word for it, give them a call and see for yourself - you will be glad you did

Progress FS Ltd

283 Church St, Blackpool FY1 3PG, UK – 01253 922444

Progress were fantastic and helping me find a new mortgage. Not only did they beat deals I'd been offered previously by my bank and another advisor but they took the stress out of buying my first home guiding me every step of the way and even helping me understand my survey. The advice was simple and impartial and they made recommendations based on what they believed was right for me (I didn't want to overstretch myself monthly so they helped me understand my affordability). They also helped me sort life insurance with minimum fuss which is another job off my list. A fantastic professional service that I wouldn't hesitate to recommend!! ๐Ÿ‘๐Ÿผ Thankyou so much!

Thank you so much for all of your help I couldn't have asked for more friendlier helpful advice! Here's to completion :):)

Options Mortgage Centre

72 Topping St, Blackpool FY1 3AD, UK – 01253 294480

I have used options MC twice, for my first mortgage and recently for my new deal. They really can't be faulted and the rates/deals we got on behalf of Options are fantastic. The service is also impeccable, couldn't recommend them enough. 7 Stars!!!

I personally dealt with Graham from this company when purchasing my first house .I cannot express how good their service was. They really went above and beyond! Truly an impressive and efficient experience .Will use again.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Blackpool.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Asset Collections and Investigations

Unit 1, Whitehills Business Park, Neptune Ct, Blackpool FY4 5LZ, UK – 0330 808 1580

Read current articles in MoneyWeek magazine.
TSB Bank

25-27 Birley St, Lancashire, Blackpool FY1 1EG, UK – 01253 289997

Birley street Blackpool tsb bank can be very busy at times. But the staff are very friendly and they do help you with your needs, whether its a credited card a loan or house hold insurance they can check and do go out of there way for you, so what ever your needs they can help you sort out little life to life needs,

Very pleasant & helpful staff.

NatWest

20 Corporation St, Blackpool FY1 1EJ, UK – 0345 788 8444

Average branch, nothing special but nothing to let it down either.

Sorted out my issue super quick. Friendly and helpful!

HSBC

1 Newhouse Rd, Blackpool FY4 4YH, UK – 0345 740 4404

Good parking. Quick service. In and out - no problem

Great bank.great staff..always clean

Banks

Barclays Bank

2-4 Birley St, Blackpool FY1 1DU, UK – 0345 734 5345

Having banked with these for many years, this is quite a large branch and as always the staff are more than helpful. Never had to wait long to get served here even at the busier times of day.

No Bandit screens here. All modernised and willing staff on hand to help those use apps and modern cash machines inside.

Lloyds Bank

30 Corporation St, Blackpool FY1 1EN, UK – 0345 300 0000

Lucy the branch manager is probably one of the nicest most helpful members of staff you could possibly have running a bank. Efficient, sound advice and went hugely out of her way to help me this afternoon. She deserves a medal. Well done and thank you for all your help.

Very helpful staff

Nationwide

9 Clifton St, Blackpool FY1 1JD, UK – 0800 554 0703

It was at Asda in Blackpool, we had called in for a coffee to get out of the rain, the staff were pleasant. The only thing that stopped it getting 4 stars was the time we had to wait to get our drinks I could understand if it was busy but it was fairly quiet that day

Been with Nationwide many years and never had a problem. Only drawback with the Blackpool Branch is the parking as there are only disabled bays. Staff are helpful and kind and knowledgeable.

Building Societies

Halifax

67/71 Church St, Blackpool FY1 1HU, UK – 01253 612614

It is a good place to get your banking needs done, there is staff on floor. 'So if you need help there is always some one there, "there is cash machines in side so if you need cash or need to check your balance it is there for your needs, the only thing I would add, if you are there to get some cash, then put your cash away before you enter into the busy Street.

This is not to bad a place to have easy excess to the cash machines, 'which are inside the building society, and can be a safe place to collect your cash put it away, before you go out side, into the busy streets,

Halifax

283, 287 Lytham Rd, Blackpool FY4 1DP, UK – 01253 619501

Fantastic got my mortgage with them excellent service from start to finish with an excellent mortgage advisor thrown in !!!

Yorkshire Building Society

16 Birley St, Blackpool FY1 1EQ, UK – 01253 923125

Mortgage Brokers

Mortgage Options

26 Highfield Rd, Blackpool FY4 2JA, UK – 01253 407707

Steven has been amazing from start to finish, he's amazing at his job and I highly recommend him to anyone!!

Steve was extremely helpful whilst we were arranging our recent mortgage to move house. His knowledge of the mortgage market was excellent and he offered friendly, reliable and accurate advice on the mortgage options available to us. Steveโ€™s communication during the mortgage application process was outstanding. He was always contactable on the phone (even on his holiday) and replied to all my emails in rapid time. I have since recommended a number of friends and family and would highly recommend the services of Steve and Mortgage Options for anyone requiring a mortgage.

Sapphire Mortgage & Protection Solutions

18, Jubilee Gardens, Staining, Blackpool FY3 0EL, UK – 07884 002489

Jo is one of the most knowledgeable, helpful and informed mortgage advisors I've ever met. She knows her industry extremely well and she has tirelessly helped me find exactly the right solution for my personal needs ....and has amazed me at the options she's provided to me to consider. I would recommend her to anyone looking for advice - she came to me through a personal recommendation and has been an absolute find.

Joanne help me find the perfect deal for my remortgage, shes very knowledgeable and knows her stuff .. i didnt have the best credit rating and despite a complication or two we managed to improve my credit to secure the right deal. Thanks again Jo

oak estates agents

293 Church St, Blackpool FY1 3PF, UK – 01253 751601

Highly Recommended!!!! Oak Estates was very helpful when I was Searching for a property in Blackpool and they work their hardest to make the process easy for me. Stress Free.

Mortgages

Barclays Bank

Cherry Tree Road, Blackpool FY4 4QH, UK – 0345 734 5345

Great place friendly & helpful staff. Sometimes have to wait awhile for service due to them being busy

10/10 great friendly and helpful staff and easy to use atms thanks ๐Ÿ‘

Mortgage Arrears Refunded

86A Coronation St, Blackpool FY1 4QE, UK – 0800 086 9520

Preferred Mortgage Claims

86A Coronation St, Blackpool FY1 4QE, UK – 01253 852596